Debit card · not stated on the page

AU ivy Debit Card

40 airports · 61 loungesSources

4 free domestic visits per quarter, after a spend condition. 4 free international visits a year through Priority Pass.

Domestic
4 / qtr
International
4 / yr

Lounges

61 lounges, 40 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai7 lounges
Chhatrapati Shivaji Maharaj International AirportAdani East - International T2International
Chhatrapati Shivaji Maharaj International AirportAdani Lounge - Domestic T1-BDomestic
Chhatrapati Shivaji Maharaj International AirportAviserve East - Arrival T2Domestic
Chhatrapati Shivaji Maharaj International AirportAviserve West - Arrival T2Domestic
Chhatrapati Shivaji Maharaj International AirportGood Times Bar - Domestic T1-BDomestic
Chhatrapati Shivaji Maharaj International AirportTravel Club - Domestic T1-CDomestic
Chhatrapati Shivaji Maharaj International AirportTravel Club - Domestic T2Domestic
BLRBengaluru4 lounges
Kempegowda International Airport (BLR)080 ArrivalDomestic
Kempegowda International Airport (BLR)080 Domestic LoungeDomestic
Kempegowda International Airport (BLR)080 International LoungeInternational
Kempegowda International Airport080 LoungeDomestic
DELNew Delhi3 lounges
Indira Gandhi International Airport (DEL)Encalm Lounge Domestic Departure T1Domestic
Indira Gandhi International Airport (DEL)Encalm Lounge Domestic Departure T3Domestic
Indira Gandhi International Airport (DEL)Encalm Lounge International Departure T3International
AMDAhmedabad2 lounges
Sardar Vallabhbhai Patel International AirportAdani Lounge - International T2International
Sardar Vallabhbhai Patel International AirportThe Lounge - Domestic T1Domestic
ATQAmritsar2 lounges
Sri Guru Ram Dass Jee International AirportAirr Lounge (Int)Domestic
Sri Guru Ram Dass Jee International Airport (ATQ)Primus Lounge - DomesticDomestic
GAUGuwahati2 lounges
Lokpriya Gopinath Bordoloi International AirportThe Lounge FF - Domestic T1Domestic
Lokpriya Gopinath Bordoloi International AirportThe Lounge GF - Domestic T1Domestic
GOXGoa (Mopa)2 lounges
Goa Manohar International AirportEncalm Lounge Domestic Departure T1Domestic
Visakhapatnam International AirportEncalm Lounge International T1 DepartureInternational
HYDHyderabad2 lounges
Rajiv Gandhi International Airport (HYD)Encalm Lounge Domestic T1 DepartureDomestic
Rajiv Gandhi International Airport (HYD)Encalm Lounge International T1 DepartureInternational
IXCChandigarh2 lounges
Shaheed Bhagat Singh International AirportPrimus Lounge - DomesticDomestic
Shaheed Bhagat Singh International AirportPrimus Lounge - InternationalInternational
LKOLucknow2 lounges
Chaudhary Charan Singh International AirportAdani Lounge - Domestic T3Domestic
Chaudhary Charan Singh International AirportAdani Lounge - International T3International
NAGNagpur2 lounges
Dr. Babasaheb Ambedkar International AirportAirr LoungeDomestic
Dr. Babasaheb Ambedkar International AirportMandarin LoungeDomestic
PNQPune2 lounges
Pune International AirportElyisan LoungeDomestic
Pune International AirportElysian LoungeDomestic
TRVThiruvananthapuram2 lounges
Thiruvananthapuram International AirportAdani Lounge - Domestic T1Domestic
Thiruvananthapuram International Airport T2The Lounge - International T2International
AYJAyodhya1 lounge
Maharishi Valmiki International Airport, AyodhyaCasual Dining RestaurantDomestic
BDQVadodara1 lounge
Baroda airportPremium Lounge - DomesticDomestic
BHOBhopal1 lounge
Bhopal Raja Bhoj AirportPrimus LoungeDomestic
CCJKozhikode (Calicut)1 lounge
Calicut International Airport (CCJ)Bird LoungeDomestic
CCUKolkata1 lounge
Netaji Subhash Chandra Bose Intl AirportTravel ClubDomestic
CJBCoimbatore1 lounge
Coimbatore International AirportBlackberry LoungeDomestic
CNNKannur1 lounge
Kannur International AirportPearl LoungeDomestic
COKKochi1 lounge
Cochin International Airport (COK)Earth Lounge - InternationalInternational
DEDDehradun1 lounge
Jolly Grant Airport - DehradunBird LoungeDomestic
DIBDibrugarh1 lounge
Dibrugarh Airport (DIB)Primus Lounge - DomesticDomestic
GOIGoa (Dabolim)1 lounge
Goa Dabolim International AirportTravel Club (New Lounge)Domestic
GWLGwalior1 lounge
Rajmata Vijayaraje Scindia AirportPahun LoungeDomestic
IDRIndore1 lounge
Devi Ahilyabai Holkar International AirportPrimus LoungeDomestic
IXAAgartala1 lounge
Maharaja Bir Bikram Airport (IXA)Primus Lounge - DomesticDomestic
IXBBagdogra1 lounge
Bagdogra AirportTake of BarDomestic
IXDPrayagraj1 lounge
Prayagraj AirportZesto Executive LoungeDomestic
IXJJammu1 lounge
Jammu AirportPahun LoungeDomestic
IXMMadurai1 lounge
Madurai International Airport (IXM)Primus Lounge - InternationalInternational
IXRRanchi1 lounge
Birsa Munda AirportAirr LoungeDomestic
JAIJaipur1 lounge
Jaipur International AirportAdani Lounge - Domestic T1Domestic
MAAChennai1 lounge
Chennai InternationalTravel ClubDomestic
NMINavi Mumbai1 lounge
Navi Mumbai International AirportAdani Lounge (Upcoming)Domestic
PBHBhubaneswar1 lounge
Biju Patnaik International AirportBird LoungeDomestic
SXRSrinagar1 lounge
Sheikh Ul Alam International AirportPahun LoungeDomestic
TRZTiruchirappalli1 lounge
Tiruchirappalli International AirportBASL- Tirchy Lounge - UpcomingDomestic
VNSVaranasi1 lounge
Lal Bahadur Shastri Intl AirportTake off Bar and LoungeDomestic
VTZVisakhapatnam1 lounge
Visakhapatnam International AirportAirr LoungeDomestic

Card Details

Domestic visits

4 per calendar quarter

International visits

4 per calendar quarter

Programme

See note

Priority Pass (via the Priority Pass app: register the AU debit card as 'Payment Card'; USD 1 authentication charge refunded in 7-10 working days)

Network

not stated on the page

Terms and Conditions

Spend condition

none stated on the spends-based page (ivy is not in the Rs.5,000 table and no ivy-specific gate is published); ivy itself is an invite-only programme requiring Rs.25 lakh AQB or Rs.2 crore TRV at group level

Guests

guests chargeable: 'Guest fee applicable and is non-refundable' (international); domestic guest fee per lounge

Beyond your quota

Not published by the issuer. international visits tracked in the Priority Pass app ('Track remaining Complimentary Visits per quarter')

Add-on cards

Not published by the issuer. (debit card; no add-on concept)

Issuer notes

Page: 'Make travel more comfortable with 4 domestic and 4 international airport lounge access per quarter'; spends page: 'AU ivy Debit Card - 4 Complimentary Lounge Access in a Quarter' (domestic) and '4 Complimentary Lounge Access in a Quarter' (international). CONTRADICTION: the same ivy page still carries a stale line 'Enjoy 8 complimentary domestic airport lounge access per year^^ (2 visits per quarter). ^^Effective 1st October 2024, you will get complimentary lounge benefit only if you spend INR 5,000 or more in previous calendar quarter' - the older programme; recorded at 4/quarter per the April-2026 spends page. Domestic list: /pdf/ivy/ivy-lounge-list.pdf (created 11 Dec 2025, 70 lounges). Priority Pass guide PDF dated Jul 2025: 'Lounge access is valid only at international locations'. Source: AU 'Airport Lounge Access on Debit Card' page (rules 'Starting April 01, 2026'), read 18 Sep 2026; domestic lounge list PDF created 11 Dec 2025 (64 lounges, incl. arrival lounges and one 'Upcoming' Navi Mumbai entry).

Sources

  • The lounge list is the participating-lounge list AU Small Finance Bank publishes for this card.
    www.au.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    www.au.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against AU Small Finance Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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