Debit card · Visa

Niyo Global DCB Bank Debit Card (Niyo)

0 airports · 0 loungesSources

No free domestic lounge visits on this card. 1 free international visit a year through Niyo Lounge Pass.

Domestic
0 free
International
1 / yr

Lounges

0 lounges, 0 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

DCB Bankdoes not publish a participating-lounge list for this card, so we cannot say which lounges accept it. The quota above is from the card’s own terms.

Card Details

Domestic visits

0

the Niyo Lounge Pass is valid only at 'international airport lounges outside India'

International visits

1 per calendar quarter

'Number of Lounge Passes: 1 complimentary Lounge Pass per eligible calendar quarter', unlocked 'within 7 days after meeting the spend criteria', pass valid '30 days from the date of generation'

Programme

Niyo Lounge Pass

in-app QR, '1,200+ international airport lounges outside India'); Niyo also lists Visa-partner passes claimable on the Visa rewards site; not Priority Pass or LoungeKey. Spend gate for the complimentary pass: 'Spend Rs.75,000+ internationally in a calendar quarter through eligible POS & ECOM transactions'. Visa-partner offer for this card: '1st lounge access: At Rs.49k in international spends, 2nd lounge access: At Rs.1.2L in international spends

Network

Visa

Terms and Conditions

Spend condition

none - no domestic benefit

Guests

'Guest access: Not applicable' for the debit card pass

Beyond your quota

Not published by the issuer. no paid top-up published for the debit pass

Issuer notes

Benefit published by the fintech (Finnew Solutions Pvt Ltd) on its own site, page footer 2026, captured 18-Sep-2026; the Niyo homepage FAQ confirms the current lineup as an 'International debit card with zero forex markup powered by DCB bank' and an 'International secured credit card ... in partnership with SBM Bank (India)'. Lounge passes are international-only; this card gives nothing at an Indian airport. DCB Bank's own site was not checked.

Sources

  • The lounge list is the participating-lounge list DCB Bank publishes for this card.
    goniyo.com
  • Quotas and conditionscome from the card’s own terms page.
    goniyo.com
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against DCB Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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