HDFC Bank

Debit card · RuPay Platinum

HDFC Bank RuPay Platinum Debit Card

6 airports · 8 loungesSources

2 free domestic visits per year, after a spend condition. No international lounge access.

Domestic
2 / yr
International
0 free

Lounges

8 lounges, 6 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai2 lounges
Adani East LoungeT2Domestic
Adani LoungeT2Domestic
MAAChennai2 lounges
Travel ClubT1Domestic
Travel ClubT2Domestic
BLRBengaluru1 lounge
CCUKolkata1 lounge
Travel ClubT1Domestic
DELNew Delhi1 lounge
Encalm LoungeT3Domestic
HYDHyderabad1 lounge
Encalm LoungeT1Domestic

Card Details

Domestic visits

2 per year

1 per half-yearly cycle: Apr-Sep and Oct-Mar

International visits

0

Programme

None

RuPay lounge access is DOMESTIC-ONLY and is worth nothing at a foreign airport

Network

RuPay Platinum

Terms and Conditions

Spend condition

Rs.20,000 or more in the half-yearly cycle (w.e.f. 20-Apr-2026)

Guests

Not published by the issuer. (lounge list is first-come-first-served; guests not addressed)

Beyond your quota

Not published by the issuer. (extra visits payable at the lounge's own rates)

Issuer notes

RuPay debit runs a SEPARATE programme from the Jan-2026 Rs.10,000-per-quarter voucher scheme covering HDFC's Visa/Mastercard debit cards - half-yearly, Rs.20,000, 2 visits a year. RuPay cards were explicitly carved OUT of the 10-Jan-2026 'physical debit card access will no longer be accepted' change, then moved to vouchers separately on 20-Apr-2026. HDFC flags a gap: 1-Apr-2026 to 19-Apr-2026 access had to be paid for. DEBIT programme, not the credit-card rules.

Sources

  • The lounge list is the participating-lounge list HDFC Bank publishes for this card.
    www.hdfc.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    www.hdfc.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against HDFC Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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