HDFC Bank

Debit card · Mastercard / RuPay

HDFC Bank Times Points Debit Card

6 airports · 8 loungesSources

1 free domestic visits per quarter, after a spend condition. No international lounge access.

Domestic
1 / qtr
International
0 free

Lounges

8 lounges, 6 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai2 lounges
Adani East LoungeT2Domestic
Adani LoungeT2Domestic
MAAChennai2 lounges
Travel ClubT1Domestic
Travel ClubT2Domestic
BLRBengaluru1 lounge
CCUKolkata1 lounge
Travel ClubT1Domestic
DELNew Delhi1 lounge
Encalm LoungeT3Domestic
HYDHyderabad1 lounge
Encalm LoungeT1Domestic

Card Details

Domestic visits

1 per calendar quarter (4 per calendar year)

International visits

0

Programme

None

HDFC debit lounge access covers Indian airports only

Network

Mastercard / RuPay

Terms and Conditions

Spend condition

Rs.10,000 spent on the debit card in the calendar quarter (w.e.f. 10-Jan-2026); voucher-based, card swipe at the lounge is no longer accepted

Guests

Not published by the issuer. (lounge list is first-come-first-served; guests not addressed)

Beyond your quota

Not published by the issuer. (extra visits payable at the lounge's own rates)

Issuer notes

DEBIT programme, not the credit-card rules. Since 10-Jan-2026 HDFC debit lounge access is a claimed voucher (SMS/e-mail link, 12-18 digit code or QR) rather than a card dip; the previous gate was Rs.5,000/quarter. Voucher valid to the end of the following quarter. ATM withdrawals, UPI/wallet spends, credit-card bill payments and MCC 6010/6011/6012/6211/7995 do not count. The empanelled list is 12 lounges in India only (Delhi, Mumbai, Navi Mumbai, Bangalore, Chennai, Hyderabad, Kolkata), so nothing outside India.

Sources

  • The lounge list is the participating-lounge list HDFC Bank publishes for this card.
    www.hdfc.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    www.hdfc.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against HDFC Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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