Credit card · Mastercard

HSBC TravelOne Credit Card

16 airports · 31 loungesSources

6 free domestic visits per year, after a spend condition. 4 free international visits a year through LoungeKey.

Domestic
6 / yr
International
4 / yr

Lounges

31 lounges, 16 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai4 lounges
OASIS LoungeT1BDomestic
TFS - Travel Club LoungeT1CDomestic
Clipper Lounge (Also known as Loyalty lounge)T2International
Mumbai Airport Lounge Services (Also known as Travel Club Lounge/Adani lounge)T2Domestic
DELNew Delhi4 lounges
Encalm LoungeT1DDomestic
Encalm LoungeT2Domestic
Encalm LoungeT3Domestic
Encalm LoungeT3International
BLRBengaluru3 lounges
TFS - BLR LoungeT1Domestic
TFS - BLR LoungeT1International
080 Domestic LoungeT2Domestic
MAAChennai3 lounges
TFS - Travel Club Lounge (A & B)DomesticDomestic
TFS - Travel Club LoungeInternationalInternational
TFS - Travel Club LoungeNew InternationalInternational
CCUKolkata2 lounges
TFS - Travel Club LoungeDomesticDomestic
TFS - Travel Club LoungeInternationalInternational
COKKochi2 lounges
Earth LoungeDomesticDomestic
Earth LoungeInternationalInternational
GOIGoa (Dabolim)2 lounges
TFS - Good Times LoungeDomesticDomestic
Encalm LoungeT1Domestic
HYDHyderabad2 lounges
Encalm LoungeDomesticDomestic
Encalm LoungeInternationalInternational
IXCChandigarh2 lounges
Primus LoungeDomesticDomestic
Primus LoungeInternationalInternational
AMDAhmedabad1 lounge
The LoungeDomesticDomestic
JAIJaipur1 lounge
Primus LoungeDomesticDomestic
LKOLucknow1 lounge
The LoungeDomesticDomestic
NAGNagpur1 lounge
Mandarin LoungeDomesticDomestic
PATPatna1 lounge
Zesto Executive LoungeDomesticDomestic
PNQPune1 lounge
Elysian LoungeDomesticDomestic
TRVThiruvananthapuram1 lounge
The LoungeInternationalInternational

Card Details

Domestic visits

6 per year

'6 complimentary domestic lounge visits per year ... at Domestic and International Terminals within India'; page: 'Get 6 local and 4 international airport lounge visits every year'

International visits

4 per year

'4 Complimentary international lounge visits in a year, at participating airport lounges outside India'

Programme

LoungeKey

https://www.loungekey.com/HSBCTravelOne); 'pre-authorization charge that is the Indian Rupees equivalent of USD 35' reversed within 15 business days if within quota; requires International e-comm switched ON with limit >= USD 100 equivalent

Network

Mastercard

Terms and Conditions

Spend condition

none - no spend condition in the lounge T&C or service guide (annual fee INR 4,999 reversed on INR 8,00,000 spend is a fee rule, not a lounge gate)

Guests

'Lounge access charge for guests is not complimentary. A Guest refers to a visitor who is not an HSBC TravelOne cardholder' (domestic and international)

Beyond your quota

'the applicable lounge access fee (plus taxes) will be charged to the Credit Card account' domestically (T&C clause 8 oddly says 'quota of 6 complimentary visits per quarter' while clause 2 says per year); internationally 'Indian Rupees equivalent of USD 35' plus taxes per visit beyond 4. Domestic validation authorisation INR 25, not charged

Add-on cards

'Add-on Credit Cardholders will have separate eligibility for access to participating airport lounges' (both domestic and international T&C)

Issuer notes

Lounge T&C PDF dated 20 Jul 2026, domestic 'program is applicable till 31 March 2027' (no end date stated for the international clause); service guide dated 11 Dec 2025 (mod Apr 2026) says '6 complimentary domestic & 4 international lounges in a year'. Internal inconsistency inside HSBC's own T&C: '6 complimentary visits per quarter' in clause 8 vs 'per year' in clause 2 and on the page; per year is the consistently published figure.

Sources

  • The lounge list is the participating-lounge list HSBC publishes for this card.
    specials.priceless.com
  • Quotas and conditionscome from the card’s own terms page.
    www.hsbc.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against HSBC’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

Your next trip is one email away

Solo getaway, family holiday or group trip - 100% free, no paywall, no subscription.