ICICI Bank Parakram Select Credit Card

Rs.75,000 of eligible spend in the preceding calendar quarter unlocks access for the subsequent calendar quarter (illustrated as 26 Sep-25 Dec spend -> 1 Jan-31 Mar access). Rent, government, education, EMI, fees, interest and reversal transactions are excluded from the spend count. Effective 01 Jan 2025.

Guests permitted at the lounge's own discretion but chargeable; guests may not draw on the cardholder's unutilised complimentary visits

Domestic: no published excess fee, lounge operator's own rate; Rs.2 authorisation swipe on Visa/Mastercard/RuPay, Re.1 on Amex. International: "Any lounge visit exceeding the complimentary access entitlement will be chargeable", billed within 60 days at the prevailing exchange rate plus GST; ICICI publishes no current USD rate card.

no - ICICI: "The international (global) airport lounge access benefit is exclusively available to primary cardholders except Emeralde Private Metal, Diamant and Times Black Credit Cards." Domestic benefit is likewise primary-only.

Annexure 1 row 36 of ICICI's consolidated domestic lounge list (Sept 2026 revision). RuPay variant access is domestic-only. INTERNAL CONFLICT: the card's own T&C PDF (updated 25 May 2026) states 1 international lounge access per year, while ICICI's product page advertises 2, and the international lounge hub page omits the card entirely. The T&C PDF is the governing document and is the lower figure, so 1 is recorded. Domestic figures agree across both, so this is a genuine disagreement rather than a wholesale stale document.