IndusInd Bank Pioneer Private Credit Card

none - Pioneer Private is not in the spend-threshold table of the Lounge-Terms-and-Conditions sheet effective 1-Apr-2026

12 complimentary guest visits at Priority Pass lounges outside India; beyond that, and for any guest at a domestic lounge, up to USD 35 per guest per visit is auto-charged to the card within 90 days

Domestic access is unlimited so no overage applies; a Rs.2 authentication transaction is made on each domestic visit. Priority Pass: up to USD 35 per person per visit billed to the credit card once complimentary visits are exhausted, and from visit one at any lounge inside India

yes - supplementary cardmembers get their own Priority Pass card and unlimited domestic visits on their own plastic

Invitation-only private-banking card. Pioneer Private Banking Credit Card Terms and Conditions (PDF created 17-Sep-2026), sections 5.1 and 5.2: unlimited Priority Pass access outside India for primary and supplementary with 12 free guest visits; unlimited domestic and international-terminal lounge access within India on the credit card plastic. Product page repeats 'Unlimited Domestic & International Airport Lounge Access' and '50+ Domestic lounges through credit card and 1300+ International lounges through Priority Pass'. The T&C links the main participating list in Airport-Lounge-Access-Program.pdf, whose first list names Pioneer Private (Airport-Lounge-Access-Program.pdf carries no printed issue date; PDF created 01-Sep-2026 and it references the Calicut lounge closure of 26-Jun-2026). The PP usage sheet (Priority Pass Membership and Lounge Access Information sheet (PDF created 23-Dec-2025, no printed date)) agrees: 'Unlimited & Waived for 12 guests'. Page warns 'Priority Pass used for airport lounges in India is chargeable | Credit card used for airport lounges outside India is chargeable'.