IndusInd Bank Pioneer Private Debit Card

none - the Pioneer Private row of the debit lounge table carries no spend-based marker and the product page states no spend condition

One companion included on each domestic visit; the international visit is 'only cardholder'

Once free visits are used the visit is charged at the lounge's walk-in price or the web-access portal/EDC rate; every visit carries a Rs.2 non-refundable authorisation (Visa) or Rs.25 refundable authorisation (Mastercard)

Bank's Debit Card Lounge List table (w.e.f. 1-Jan-2026), row 'VISA Infinite Pioneer Private (BIN 40350605)': '4 complimentary domestic lounge access per quarter (along with a companion) and 1 complimentary International lounge access per quarter (only cardholder)' - no '(spend based)' marker, and the companion withdrawal footnote names only Grande and Pioneer. Product page: 'up to 4 times per quarter along with a companion' and 'selected International Airports Outside of India once per quarter', with the outside-India list link pointing to prioritypass.com/airport-lounges - the international visit therefore runs on Priority Pass. Debit Card Lounge List page: benefit table headed 'Lounge Benefit w.e.f. 1st January 2026' keyed by card BIN; participating list headed 'w.e.f. 1st AUGUST 2025' announcing 62 lounges (60 numbered rows are actually printed, row 45 unnumbered and row 19 misnumbered as 10); lounges are validated via a DreamFolks system.