tripmojo

Credit card · RuPay variant published

Kotak White Reserve Credit Card

35 airports · 55 loungesSources

Unlimited domestic lounge visits, no spend condition. Unlimited international visits through Priority Pass.

Domestic
Unlimited
International
Unlimited

Lounges

55 lounges, 35 airports

Listed means the lounge accepts this card. No quota, no spend condition. A full lounge can still refuse entry.

BOMMumbai4 lounges
Adani LoungeTerminal 1BDomestic
Travel Club LoungeTerminal 1cDomestic
Adani LoungeTerminal 2Domestic
Loyalty LoungeTerminal 2International
DELNew Delhi4 lounges
Encalm LoungeTerminal 1Domestic
Encalm LoungeTerminal 2Domestic
Encalm LoungeTerminal 3Domestic
Encalm LoungeTerminal 3International
MAAChennai4 lounges
Travel Club Lounge ATerminal 1Domestic
Travel Club Lounge BTerminal 1Domestic
Travel Club LoungeTerminal 2International
Travel Club LoungeTerminal 4Domestic
BLRBengaluru3 lounges
080 DomesticTerminal 1Domestic
BLRTerminal 1Domestic
080 DomesticTerminal 2Domestic
ATQAmritsar2 lounges
Airr LoungeMain TerminalInternational
Primus LoungeTerminal 1Domestic
CCUKolkata2 lounges
Travel Club LoungeTerminal 1Domestic
Travel Club LoungeTerminal 2International
CNNKannur2 lounges
Pearl LoungeMain TerminalInternational
Pearl LoungeMain TerminalDomestic
COKKochi2 lounges
Earth LoungeTerminal 1Domestic
Earth LoungeTerminal 3International
GOXGoa (Mopa)2 lounges
Encalm LoungeTerminal 1International
Encalm LoungeTerminal 1Domestic
HYDHyderabad2 lounges
Encalm LoungeTerminal 1Domestic
Encalm LoungeTerminal 1International
IXCChandigarh2 lounges
Primus LoungeMain TerminalDomestic
Primus LoungeMain TerminalInternational
NAGNagpur2 lounges
The Airr Lounge And BarMain TerminalDomestic
Mandarin LoungeTerminal 1Domestic
PNQPune2 lounges
Elysian Lounge FFNew TerminalDomestic
Elysian Lounge GFNew TerminalDomestic
AMDAhmedabad1 lounge
The LoungeTerminal 1Domestic
BBIBhubaneswar1 lounge
Bird LoungeTerminal 1Domestic
BDQVadodara1 lounge
Premium LoungeMain TerminalDomestic
BHOBhopal1 lounge
Primus LoungeTerminal 1Domestic
CCJKozhikode (Calicut)1 lounge
Bird LoungeTerminal 1International
CJBCoimbatore1 lounge
Blackberry LoungeTerminal 1Domestic
DEDDehradun1 lounge
Bird LoungeTerminal 1Domestic
DIBDibrugarh1 lounge
Saptagiri RestaurantTerminal 1Domestic
GAUGuwahati1 lounge
The LoungeTerminal 1Domestic
GOIGoa (Dabolim)1 lounge
Brew HouseTerminal 1Domestic
IDRIndore1 lounge
Primus LoungeTerminal 1Domestic
IXAAgartala1 lounge
Primus LoungeMain TerminalDomestic
IXDPrayagraj1 lounge
Zesto LoungeTerminal 1Domestic
IXJJammu1 lounge
Paahun The Executive LoungeTerminal 1Domestic
IXMMadurai1 lounge
Primus LoungeTerminal 1Domestic
IXRRanchi1 lounge
Airr LoungeMain TerminalDomestic
JAIJaipur1 lounge
The LoungeTerminal 2Domestic
PATPatna1 lounge
Zesto Executive LoungeTerminal 1Domestic
SXRSrinagar1 lounge
Paahun The Executive LoungeTerminal 1Domestic
TRVThiruvananthapuram1 lounge
The LoungeTerminal 2International
VNSVaranasi1 lounge
Take Off BarMain TerminalDomestic
VTZVisakhapatnam1 lounge
Airr LoungeMain TerminalDomestic

Outside India this card uses Priority Pass. Switch to Abroad above for the 124outlets we hold at India’s ten busiest outbound destinations.

Card Details

Domestic visits

See note

Unlimited, for primary AND add-on cardholders

International visits

See note

Unlimited, for primary AND add-on cardholders

Programme

See note

Priority Pass

Network

RuPay variant published

Terms and Conditions

Spend condition

none

Guests

Guest visits chargeable - domestic rate varies by lounge, international USD 35. The MITC's free-guest waiver is Solitaire-only and does NOT apply to White Reserve

Beyond your quota

No quota to exceed. Rs.2 domestic validation charge / USD 1 international validation charge (auto-reversed within 7 working days) still apply per visit

Add-on cards

True

Issuer notes

Rs.12,500 joining and annual fee. With Solitaire, the only Kotak card extending lounge access to add-on cardholders. Unlimited on both sides, no spend gate - note the contrast with plain White Signature, which is capped at 8 domestic/4 international and picks up a Rs.1,00,000 quarterly gate from 1-Apr-2026. A RuPay variant exists, but that is a network choice, not a route into the NPCI RuPay lounge programme: access still comes from Kotak's own Set A list plus its extension. Despite 'unlimited international', Priority Pass still yields nothing at an Indian airport.

Sources

  • The lounge list is the participating-lounge list Kotak Mahindra Bank publishes for this card.
    images.kotak.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    www.kotak.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against Kotak Mahindra Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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