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Credit card · Visa Signature

Kotak White Signature Credit Card

35 airports · 55 loungesSources

8 free domestic visits per year, after a spend condition. 4 free international visits a year through Priority Pass.

Domestic
8 / yr
International
4 / yr

Lounges

55 lounges, 35 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai4 lounges
Adani LoungeTerminal 1BDomestic
Travel Club LoungeTerminal 1cDomestic
Adani LoungeTerminal 2Domestic
Loyalty LoungeTerminal 2International
DELNew Delhi4 lounges
Encalm LoungeTerminal 1Domestic
Encalm LoungeTerminal 2Domestic
Encalm LoungeTerminal 3Domestic
Encalm LoungeTerminal 3International
MAAChennai4 lounges
Travel Club Lounge ATerminal 1Domestic
Travel Club Lounge BTerminal 1Domestic
Travel Club LoungeTerminal 2International
Travel Club LoungeTerminal 4Domestic
BLRBengaluru3 lounges
080 DomesticTerminal 1Domestic
BLRTerminal 1Domestic
080 DomesticTerminal 2Domestic
ATQAmritsar2 lounges
Airr LoungeMain TerminalInternational
Primus LoungeTerminal 1Domestic
CCUKolkata2 lounges
Travel Club LoungeTerminal 1Domestic
Travel Club LoungeTerminal 2International
CNNKannur2 lounges
Pearl LoungeMain TerminalInternational
Pearl LoungeMain TerminalDomestic
COKKochi2 lounges
Earth LoungeTerminal 1Domestic
Earth LoungeTerminal 3International
GOXGoa (Mopa)2 lounges
Encalm LoungeTerminal 1International
Encalm LoungeTerminal 1Domestic
HYDHyderabad2 lounges
Encalm LoungeTerminal 1Domestic
Encalm LoungeTerminal 1International
IXCChandigarh2 lounges
Primus LoungeMain TerminalDomestic
Primus LoungeMain TerminalInternational
NAGNagpur2 lounges
The Airr Lounge And BarMain TerminalDomestic
Mandarin LoungeTerminal 1Domestic
PNQPune2 lounges
Elysian Lounge FFNew TerminalDomestic
Elysian Lounge GFNew TerminalDomestic
AMDAhmedabad1 lounge
The LoungeTerminal 1Domestic
BBIBhubaneswar1 lounge
Bird LoungeTerminal 1Domestic
BDQVadodara1 lounge
Premium LoungeMain TerminalDomestic
BHOBhopal1 lounge
Primus LoungeTerminal 1Domestic
CCJKozhikode (Calicut)1 lounge
Bird LoungeTerminal 1International
CJBCoimbatore1 lounge
Blackberry LoungeTerminal 1Domestic
DEDDehradun1 lounge
Bird LoungeTerminal 1Domestic
DIBDibrugarh1 lounge
Saptagiri RestaurantTerminal 1Domestic
GAUGuwahati1 lounge
The LoungeTerminal 1Domestic
GOIGoa (Dabolim)1 lounge
Brew HouseTerminal 1Domestic
IDRIndore1 lounge
Primus LoungeTerminal 1Domestic
IXAAgartala1 lounge
Primus LoungeMain TerminalDomestic
IXDPrayagraj1 lounge
Zesto LoungeTerminal 1Domestic
IXJJammu1 lounge
Paahun The Executive LoungeTerminal 1Domestic
IXMMadurai1 lounge
Primus LoungeTerminal 1Domestic
IXRRanchi1 lounge
Airr LoungeMain TerminalDomestic
JAIJaipur1 lounge
The LoungeTerminal 2Domestic
PATPatna1 lounge
Zesto Executive LoungeTerminal 1Domestic
SXRSrinagar1 lounge
Paahun The Executive LoungeTerminal 1Domestic
TRVThiruvananthapuram1 lounge
The LoungeTerminal 2International
VNSVaranasi1 lounge
Take Off BarMain TerminalDomestic
VTZVisakhapatnam1 lounge
Airr LoungeMain TerminalDomestic

Outside India this card uses Priority Pass. Switch to Abroad above for the 124outlets we hold at India’s ten busiest outbound destinations.

Card Details

Domestic visits

8 per year

2 per calendar quarter), primary cardholder only

International visits

4 per year

primary cardholder only), plus a Priority Pass membership stated as worth USD 99

Programme

See note

Priority Pass

Network

Visa Signature

Terms and Conditions

Spend condition

None today; Rs.1,00,000 in a calendar quarter effective 1 April 2026 (spends in Jan-Mar 2026 unlock Apr-Jun 2026)

Guests

'Complimentary visits are only applicable for primary card holder, visits by add-on or guest will be chargeable'

Beyond your quota

Domestic: Rs.2 validation + lounge's own rate after free visits. International: USD 1 validation (auto-reversed within 7 working days) + USD 35 per visit after free visits

Issuer notes

Set A card (55 lounges). The Rs.1,00,000 gate is the single highest in Kotak's range and is CONFIRMED TWICE by the issuer: the lounge MITC's third gate table names White alone at Rs.1,00,000 'effective 1st April 2026', and Kotak's own customer mailer (images.kotak.bank.in/bank/mailers/2026/files/WhiteFees&Charges.html, linked from the card's lounge page) spells out 'Spend Rs.1,00,000 or more in a calendar quarter to be eligible for 2 complimentary airport lounge visits in the next calendar quarter'. Until then the card is ungated. The Priority Pass membership is a MEMBERSHIP plus 4 free visits - the membership itself confers nothing extra in India, since Kotak's PP list has no Indian lounge. Sold both as 'White' and, in the Privy League section, as 'White Signature'.

Sources

  • The lounge list is the participating-lounge list Kotak Mahindra Bank publishes for this card.
    images.kotak.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    www.kotak.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against Kotak Mahindra Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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