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Credit card · Visa Signature

Kotak Zen Signature Credit Card

16 airports · 27 loungesSources

2 free domestic visits per quarter, after a spend condition. 3 free international visits a year through Priority Pass.

Domestic
2 / qtr
International
3 / yr

Lounges

27 lounges, 16 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

DELNew Delhi4 lounges
Encalm LoungeTerminal 1Domestic
Encalm LoungeTerminal 2Domestic
Encalm LoungeTerminal 3Domestic
Encalm LoungeTerminal 3International
MAAChennai4 lounges
Travel Club Lounge ATerminal 1Domestic
Travel Club Lounge BTerminal 1Domestic
Travel Club LoungeTerminal 2International
Travel Club LoungeTerminal 4Domestic
BOMMumbai3 lounges
Travel Club LoungeTerminal 1cDomestic
Adani LoungeTerminal 2Domestic
Loyalty LoungeTerminal 2International
CCUKolkata2 lounges
Travel Club LoungeTerminal 1Domestic
Travel Club LoungeTerminal 2International
HYDHyderabad2 lounges
Encalm LoungeTerminal 1Domestic
Encalm LoungeTerminal 1International
PNQPune2 lounges
Elysian Lounge FFNew TerminalDomestic
Elysian Lounge GFNew TerminalDomestic
AMDAhmedabad1 lounge
The LoungeTerminal 1Domestic
ATQAmritsar1 lounge
Primus LoungeTerminal 1Domestic
BLRBengaluru1 lounge
Blr Domestic LoungeTerminal 1Domestic
COKKochi1 lounge
Earth LoungeTerminal 1Domestic
DEDDehradun1 lounge
Bird LoungeTerminal 1Domestic
GOIGoa (Dabolim)1 lounge
Brew HouseTerminal 1Domestic
GOXGoa (Mopa)1 lounge
Encalm LoungeTerminal 1Domestic
IDRIndore1 lounge
Primus LoungeTerminal 1Domestic
IXCChandigarh1 lounge
Primus LoungeMain TerminalDomestic
JAIJaipur1 lounge
The LoungeTerminal 2Domestic

Outside India this card uses Priority Pass. Switch to Abroad above for the 124outlets we hold at India’s ten busiest outbound destinations.

Card Details

Domestic visits

2 per calendar quarter (8 per year)

International visits

3 per calendar year

Programme

See note

Priority Pass

Network

Visa Signature

Terms and Conditions

Spend condition

Rs.75,000 in a calendar quarter, w.e.f. 1 June 2025

Guests

Guest visits chargeable - domestic rate varies by lounge, international USD 35

Beyond your quota

Domestic: Rs.2 validation + lounge's own rate after free visits. International: USD 1 validation (auto-reversed within 7 working days) + USD 35 per visit after free visits

Issuer notes

Like Privy League Signature, Zen sits OUTSIDE Sets A/B/C on its own 27-lounge list in a separate PDF - checking the Sets A/B/C document for Zen and finding nothing would wrongly read as 'no access'. Odd-numbered international quota (3 a calendar year, not the usual 2 or 4). Issuer wording on the gate: 'w.e.f. 01st June 2025, customer needs to meet the quarterly spends of Rs.75,000 or more to enjoy 2 Domestic Airport Lounge accesses in the next calendar quarter'. The page still advertises '1300+ lounges' via Priority Pass - true globally, but none of them is in India, so Zen's Indian access is exactly the 27 lounges on the ZEN/PSL list.

Sources

  • The lounge list is the participating-lounge list Kotak Mahindra Bank publishes for this card.
    images.kotak.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    www.kotak.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against Kotak Mahindra Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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