Credit card · Mastercard / Visa

Insignia Preferred Banking Credit Card

16 airports · 31 loungesSources

2 free domestic visits, after a spend condition. 6 free international visits a year through Priority Pass.

Domestic
2 free
International
6 / yr

Lounges

31 lounges, 16 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai4 lounges
OASIS LoungeT1BDomestic
TFS - Travel Club LoungeT1CDomestic
Clipper Lounge (Also known as Loyalty lounge)T2International
Mumbai Airport Lounge Services (Also known as Travel Club Lounge/Adani lounge)T2Domestic
DELNew Delhi4 lounges
Encalm LoungeT1DDomestic
Encalm LoungeT2Domestic
Encalm LoungeT3Domestic
Encalm LoungeT3International
BLRBengaluru3 lounges
TFS - BLR LoungeT1Domestic
TFS - BLR LoungeT1International
080 Domestic LoungeT2Domestic
MAAChennai3 lounges
TFS - Travel Club LoungeMain terminalInternational
TFS - Travel Club Lounge (A & B)Main terminalDomestic
TFS - Travel Club LoungeNew InternationalInternational
CCUKolkata2 lounges
TFS - Travel Club LoungeMain terminalDomestic
TFS - Travel Club LoungeMain terminalInternational
COKKochi2 lounges
Earth LoungeMain terminalDomestic
Earth LoungeMain terminalInternational
GOIGoa (Dabolim)2 lounges
TFS - Good Times LoungeMain terminalDomestic
Encalm LoungeT1Domestic
HYDHyderabad2 lounges
Encalm LoungeMain terminalDomestic
Encalm LoungeMain terminalInternational
IXCChandigarh2 lounges
Primus LoungeMain terminalDomestic
Primus LoungeMain terminalInternational
AMDAhmedabad1 lounge
The LoungeMain terminalDomestic
JAIJaipur1 lounge
Primus LoungeMain terminalDomestic
LKOLucknow1 lounge
The LoungeMain terminalDomestic
NAGNagpur1 lounge
Mandarin LoungeMain terminalDomestic
PATPatna1 lounge
Zesto Executive LoungeMain terminalDomestic
PNQPune1 lounge
Elysian LoungeMain terminalDomestic
TRVThiruvananthapuram1 lounge
The LoungeMain terminalInternational

Card Details

Domestic visits

2 complimentary lounge visits per calendar quarter in India

International visits

6

'Six (6) complimentary visits to airport lounges outside India in a calendar year', plus '1 additional complimentary airport lounge visit outside India' (Lounge Key voucher) for every calendar month with INR 1,00,000 or more spend

Programme

See note

Priority Pass (card itself is presented; 'no longer required to carry Priority Pass') plus Lounge Key vouchers for the spend-based extra visits: https://loungefinder.loungekey.com/en/rblbank

Network

Mastercard / Visa

Terms and Conditions

Spend condition

none - no quarterly spend threshold in the T&C; only 'POS transactions in Card Control Settings should be ON'

Guests

'If the Cardmember is accompanied by a non-card member, the visitor will be treated as the Cardmember's guest, and applicable charges will be levied after complimentary visits are exhausted.' Only one entry per cardholder per visit.

Beyond your quota

India: applicable charges once complimentary visits are exhausted (rate not published). Outside India: 'charges up to $35 will be levied in case of any subsequent lounge visit'.

Add-on cards

No - 'The lounge benefit is not applicable on add-on card opted by Primary Cardmember.' Add-on spends do count toward the primary card's spend threshold.

Issuer notes

T&C PDF dated 2026-05-16; product page https://www.rbl.bank.in/personal-banking/cards/credit-cards/insignia-preferred-banking-credit-card matches. Not spend-gated in India (the Jul-2025 INR 35,000 rule lists only Platinum Maxima, Maxima Plus, World Safari, Icon). India lounge list PDF is 'updated on September'26' (file dated 2026-08-31); Mastercard and Visa sections differ, so check the section for your card's network.

Sources

  • The lounge list is the participating-lounge list RBL Bank publishes for this card.
    webassets.rbl.bank.in
  • Quotas and conditionscome from the card’s own terms page.
    webassets.rbl.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against RBL Bank’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

Your next trip is one email away

Solo getaway, family holiday or group trip - 100% free, no paywall, no subscription.