Platinum Maxima Plus Credit Card

'only if they spend INR 35,000 or more in the previous calendar quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec)'; eligible retail spends only (excludes fuel, utilities, insurance, rent, education, wallet, government, EMI, cash, fees/GST). Access opens on the 7th day of the following quarter; no access in the quarter of card issuance.

'If the Cardmember is accompanied by a non-card member, the visitor will be treated as the Cardmember's guest, and applicable charges will be levied after complimentary visits are exhausted.' Only one entry per cardholder per visit.

India: 'applicable charges will be levied after complimentary visits are exhausted' (rate not published by RBL). An authorisation of up to INR 25 is taken at the terminal and reversed.

No - 'The lounge benefit is not applicable on add-on card opted by Primary Cardmember.' Add-on spends do count toward the primary card's spend threshold.

T&C PDF dated 2026-07-30; page https://www.rbl.bank.in/personal-banking/cards/credit-cards/platinum-maxima-plus-credit-card agrees ('2 Lounge access within every quarter'). Visa-only product per network guide, so use the Visa section of the list. India lounge list PDF is 'updated on September'26' (file dated 2026-08-31); Mastercard and Visa sections differ, so check the section for your card's network.