Debit card · Visa

Niyo Global SBM Bank (India) Debit Card (Niyo)

0 airports · 0 loungesSources

No free domestic lounge visits on this card. 1 free international visit a year through Niyo Lounge Pass.

Domestic
0 free
International
1 / yr

Lounges

0 lounges, 0 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

SBM Bank (India)does not publish a participating-lounge list for this card, so we cannot say which lounges accept it. The quota above is from the card’s own terms.

Card Details

Domestic visits

0

the Niyo Lounge Pass is valid only at 'international airport lounges outside India'

International visits

1 per calendar quarter

'Number of Lounge Passes: 1 complimentary Lounge Pass per eligible calendar quarter', unlocked 'within 7 days after meeting the spend criteria', pass valid '30 days from the date of generation'

Programme

Niyo Lounge Pass

in-app QR, '1,200+ international airport lounges outside India'); spend gate for the complimentary pass: 'Spend Rs.75,000+ internationally in a calendar quarter through eligible POS & ECOM transactions'. Visa-partner offer for this card: 'Free lounge access: At Rs.1.2L in international spends'; not Priority Pass or LoungeKey

Network

Visa

Terms and Conditions

Spend condition

none - no domestic benefit

Guests

'Guest access: Not applicable' for the debit card pass

Beyond your quota

Not published by the issuer. no paid top-up published for the debit pass

Issuer notes

Listed on Niyo's lounge page under Visa-partner offers as 'Niyo SBM Debit Card', but the Niyo homepage FAQ (18-Sep-2026) names only the SBM secured credit card and the DCB debit card as current products, so treat this variant as legacy/limited. International-only. Page captured 18-Sep-2026.

Sources

  • The lounge list is the participating-lounge list SBM Bank (India) publishes for this card.
    goniyo.com
  • Quotas and conditionscome from the card’s own terms page.
    goniyo.com
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against SBM Bank (India)’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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