Credit card · Visa
Niyo Global SBM Bank (India) Secured Credit Card (Niyo)
No free domestic lounge visits on this card. Niyo Lounge Pass membership is included, but every international visit is billed.
- Domestic
- 0 free
- International
- Unlimited
Lounges
0 lounges, 0 airports
Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.
SBM Bank (India)does not publish a participating-lounge list for this card, so we cannot say which lounges accept it. The quota above is from the card’s own terms.
Card Details
0
the Niyo Lounge Pass is valid only at 'international airport lounges outside India'
0 complimentary
the credit card unlocks passes only by redemption: 'Redeem 30,000 Niyo Coins for 1 Lounge Pass', 'Unlimited lounge pass purchases via Niyo Coins'
Niyo Lounge Pass
in-app QR, '1,200+ international airport lounges outside India'), purchasable with Niyo Coins; Niyo also lists a Visa-partner offer for this card: 'Free lounge access: At Rs.1.2L in international spends' and 'Free fast-track lane access: At Rs.1.8L in international spends'; not Priority Pass or LoungeKey
Visa
Terms and Conditions
none - no domestic benefit
'Guest access: Can be purchased using Niyo Coins'
30,000 Niyo Coins per additional pass
Sources
- The lounge list is the participating-lounge list SBM Bank (India) publishes for this card.
goniyo.com - Quotas and conditionscome from the card’s own terms page.
goniyo.com - What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
- Annual fee is not published on this page. Check the issuer’s MITC.
