Standard Chartered Beyond Credit Card

none stated; T&C 9.5: 'The Bank reserves the right to withdraw this facility ... in case of non-maintenance of FUM' (FUM Qualified = INR 50 Lakhs and above for at least 2 consecutive months)

Visa (India): '4 complimentary lounge access for guests accompanying the cardholder in a calendar year'; Priority Pass: 'up to 4 complimentary accesses per calendar year for guests'; product page sums these as '8 guest visits* every year'

India visits: INR 2 non-refundable validation swipe per entry; guest visits beyond 4/yr not priced in the T&C. Priority Pass: 'All lounge accesses over and above ... may be charged as per applicable charges as levied by the lounge operator ... billing will be in Rupees' (no USD figure published)

yes - 'Both primary and supplementary Eligible Cardholder will have this access individually' (Visa section); PP guest quota is per cardholder

T&C PDF 'in-beyond-Credit-Card Tnc - V2', file dated 16-Jun-2026; product page https://www.sc.bank.in/credit-cards/beyond-credit-card/ retrieved 18-Sep-2026. CONTRADICTION on SC's own page: the value chart prices lounge access as 'Domestic Airport Lounge Access (8 per year + 4 guest visits**)' and 'International Airport Lounge Access (6 per year + 4 guest visits**)' while the same page and the T&C say unlimited; the chart is an illustration, the T&C governs. Priority Banking (FUM 50L) product. SC's own Visa list PDF (title 'scb-visa-cards-lounge-list 12 June', file created 23-Jun-2026) has three tables: 'Beyond Credit Card' 83 rows (57 domestic-terminal, 25 international-terminal, plus arrival lounges), 'other Standard Chartered Credit Cards' 59 rows (55 domestic, 2 international, 2 arrival), 'Standard Chartered Debit Cards' 83 rows (same set as Beyond).