tripmojo

Credit card · Mastercard for new issuance

Standard Chartered Ultimate Credit Card

16 airports · 31 loungesSources

4 free domestic visits per quarter, after a spend condition. 1 free international visit a year through Priority Pass.

Domestic
4 / qtr
International
1 / yr

Lounges

31 lounges, 16 airports

Listed means the lounge accepts this card. Free only within your quota, and only after the spend condition.

BOMMumbai4 lounges
OASIS LoungeT1BDomestic
TFS - Travel Club LoungeT1CDomestic
Clipper Lounge (Also known as Loyalty lounge)T2International
Mumbai Airport Lounge Services (Also known as Travel Club Lounge/Adani lounge)T2Domestic
DELNew Delhi4 lounges
Encalm LoungeT1DDomestic
Encalm LoungeT2Domestic
Encalm LoungeT3Domestic
Encalm LoungeT3International
BLRBengaluru3 lounges
TFS - BLR LoungeT1Domestic
TFS - BLR LoungeT1International
080 Domestic LoungeT2Domestic
MAAChennai3 lounges
TFS - Travel Club Lounge (A & B)DomesticDomestic
TFS - Travel Club LoungeInternationalInternational
TFS - Travel Club LoungeNew InternationalInternational
CCUKolkata2 lounges
TFS - Travel Club LoungeDomesticDomestic
TFS - Travel Club LoungeInternationalInternational
COKKochi2 lounges
Earth LoungeDomesticDomestic
Earth LoungeInternationalInternational
GOIGoa (Dabolim)2 lounges
TFS - Good Times LoungeDomesticDomestic
Encalm LoungeT1Domestic
HYDHyderabad2 lounges
Encalm LoungeDomesticDomestic
Encalm LoungeInternationalInternational
IXCChandigarh2 lounges
Primus LoungeDomesticDomestic
Primus LoungeInternationalInternational
AMDAhmedabad1 lounge
The LoungeDomesticDomestic
JAIJaipur1 lounge
Primus LoungeDomesticDomestic
LKOLucknow1 lounge
The LoungeDomesticDomestic
NAGNagpur1 lounge
Mandarin LoungeDomesticDomestic
PATPatna1 lounge
Zesto Executive LoungeDomesticDomestic
PNQPune1 lounge
Elysian LoungeDomesticDomestic
TRVThiruvananthapuram1 lounge
The LoungeInternationalInternational

Card Details

Domestic visits

4 per calendar quarter

T&C Section 8 Mastercard: 'Domestic lounge access: 4 complimentary visits per calendar quarter'; Section 9 Visa: '4 complimentary lounge access per calendar quarter'; product page: '4 complimentary access per calendar quarter on domestic Lounges in India'

International visits

1 per month

conditional (T&C 10.vi-vii: 'Primary and Supplementary cardholder shall be eligible for 1 complimentary lounge visit per month ... you should have spent more than INR 20,000 in the previous month on the respective credit card'). Zero complimentary inside India: 'There is no complimentary access to airport lounges in India (Domestic/International terminals) using the Priority Pass

Programme

See note

Priority Pass (complimentary membership); 'usage of the lounges will be charged at up to USD 35 per visit per visitor' when not complimentary

Network

Mastercard for new issuance

Terms and Conditions

Spend condition

none ('This is complimentary for all cardholders' - product FAQ)

Guests

Domestic: 'Only one entry per cardholder will be permitted' (Mastercard); Visa entry is 'Free entry for the Eligible Cardholder only'. Priority Pass: 'all guest visits will be chargeable at the rate of up to USD 35 per visit'

Beyond your quota

Mastercard domestic: INR 25 authorisation for validation, not charged; Visa domestic: INR 2 non-refundable swipe. Priority Pass: 'up to USD 35 per visit', including every visit inside India, billed in INR 'within 90 days from Priority Pass usage date'

Add-on cards

yes - 'Both primary and supplementary Eligible Cardholder will have this access individually' (domestic) and 'Primary and Supplementary cardholder shall be eligible for 1 complimentary lounge visit per month' (PP)

Issuer notes

T&C PDF file dated 05-Jan-2026; product page https://www.sc.bank.in/credit-cards/ultimate-card/ retrieved 18-Sep-2026. Page value chart says '6 domestic lounge visits (INR 1400/visit)' and '4 global lounge visits with priority pass' - an illustration that does not match the 16/yr domestic + spend-gated PP terms; T&C governs. Older SC copy page /credit-cards/travel-credit-cards/ still says '2 complimentary Priority Passes for Domestic and International airport lounges every month on spend over INR 20,000' - superseded by the Jan-2026 T&C (1/month, outside India only). The Mastercard list SC links from the current Rewards/Ultimate T&Cs is a priceless.com PDF whose metadata dates it 08-Feb-2022 (Excel export, 21 rows) and it still lists 'Plaza Premium Lounge, Domestic T3' and 'Plaza Premium (Lounge A), International T3' at Delhi, and 'Enclam Lounge' T1D; treat as STALE. SC's own copy at av.sc.com/in/content/docs/scb-credit-cards-mastercard-lounge-list.pdf returned HTTP 403 AccessDenied on 18-Sep-2026 (curl, WebFetch and a real browser) and no current SC page links it.

Sources

  • The lounge list is the participating-lounge list Standard Chartered publishes for this card.
    specials.priceless.com
  • Quotas and conditionscome from the card’s own terms page.
    av.sc.bank.in
  • What we cannot see: how much of your quota you have already used, a lounge turning people away when full, and temporary closures.
  • Annual fee is not published on this page. Check the issuer’s MITC.
TMChecked against Standard Chartered’s published document. Tripmojo is not a bank or card issuer and earns nothing when you apply.

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