ICICI Bank Expressions Sapphiro Debit Card

From 1 July 2026, the 4 free domestic lounge visits per quarter on this card require Rs. 10,000 of POS/e-commerce spend on it in the preceding quarter — it was ungated before that date. This is ICICI’s own condition, stated in its Debit Card approved Terms & Conditions.

No. ICICI’s terms say every accompanying guest — including children, where the lounge allows them in — pays the lounge’s own full visit fee, unless that lounge states otherwise.

No. ICICI’s debit-card lounge list covers Indian airports only, and this card carries no international lounge programme (0 free international visits published).

ICICI does not publish a fixed excess-visit fee — beyond your quota, the lounge operator’s own walk-in rate applies. Its terms also mention a Rs. 2 card-validation swipe at entry on Visa and Mastercard debit cards.

ICICI has not published whether an add-on card carries the same lounge benefits as the primary Expressions Sapphiro Debit Card, so we can’t confirm this either way.

Rs.10,000 of POS/e-commerce spend in the preceding spends quarter, applicable to this card from 01 July 2026 onwards (it was ungated before that date)

All accompanying children/guests (where the lounge permits) pay the full lounge fee unless otherwise stated

ICICI publishes no excess-visit fee - beyond the quota the lounge operator's own rate applies; Rs.2 validation swipe at entry on Visa/Mastercard debit cards

ICICI Bank Debit Card approved Terms & Conditions, Annexure III grid still prints the minimum as 0 for this card, but the same annexure's preamble states the Rs.10,000 criterion applies to Sapphiro and Expressions Sapphiro debit cards from 1 July 2026. The gated reading is the current one. Joining fee Rs.4,999 + GST. No international lounge access: ICICI's debit-card lounge list covers Indian airports only and names no international programme, and ICICI's international lounge page is credit-card-only.